Tomas F. Ramos operates and owns TFR Services, LLC which has been serving disadvantaged minority communities in New York, New Jersey, Connecticut, and Puerto Rico since its inception in 2009. Tomas Services is a minority-owned firm that provides comprehensive financial advisory services and access to capital to minority-owned (concentration on Hispanic) small businesses and real estate projects throughout urban communities. He also Services has a track record of securing financing from regional and community banks, CDFIs, and other lenders to bring the best financial solution for entrepreneurs so that businesses can successfully grow, create/retain jobs for local residents, and provide goods and services to its target community which is located in areas of high economic distress. Mr. Ramos received a Bachelor’s Degree in Psychology from Middlebury College and a Master’s degree in Business Administration from Southern New Hampshire University.